Not surprisingly, two of the most common questions about weight-loss surgery are, “Can I afford this surgery?" and "Does insurance cover it?”
In considering the expense of surgery, it’s important to first consider the cost of not having surgery . . . in other words, the cost of obesity. The following outlines what an average person living with obesity might spend each year.
|Estimated Annual Costs|
|Mean medical/drug costs (BMI > 35)¹||$7,337|
|Out-of-pocket healthcare expenses²||$2,684|
|Employment inactivity costs³||$1,017|
|Commercial weight loss program fees4||$678|
|Prescription co-pays (5 meds at $10)||$738|
|Grocery and dining costs5||$6,012|
1 Health Management Research Center, University of Michigan, 2001
2 U.S. Bureau of Labor Statistics, Consumer Expenditures in 2006
3 Source: Colditz, GA, “Economic Costs of Obesity and Inactivity,” Med Science Sports Exercise, 1999
4 Marketdata Enterprises, Inc., 10/02
5 Bureau of Labor Statistics, Consumer Expenditures in 2006
When you compare the recurring annual costs of living with obesity to the cost of LAP-BAND or gastric sleeve surgery, the question should be, "How can you afford not to have this surgery?"
Click on the links below to learn more about the costs of weight-loss surgery, financing options available, and insurance coverage for the procedure.